Terms & Text Messaging
Effective October 28, 2026
About this site
homeownershipwithinreach.com is operated by Christopher Lotte, Realtor® with eXp Realty, in partnership with Kristy Reynolds-Rafiyq, Home Transition Advisor. The content is general and educational. It is not a commitment to lend, a loan approval or financial, legal or tax advice. Christopher Lotte is a licensed Ohio real estate agent, not a mortgage lender. Loan programs, down payment assistance and builder incentives depend on eligibility and availability and can change without notice. Calculator results are estimates based on the assumptions you enter.
Text messaging terms
- What you'll receive: If you check a consent box on our form, Christopher Lotte, Realtor® with eXp Realty may text you at the number you gave. Non-marketing texts include replies to your questions, appointment reminders and homebuying information you asked for. Marketing texts (only if you check that box) include new-home incentives and homebuying updates.
- Frequency: Message frequency varies.
- Cost: Message and data rates may apply.
- Opt out: Reply STOP to any message to stop receiving texts. You'll get one confirmation text and no more after that.
- Help: Reply HELP for help, or call 614-983-3277.
- Consent is optional: Agreeing to texts is not a condition of buying any property, good or service.
- Mobile carriers are not liable for delayed or undelivered messages.
- Your mobile information is handled as described in our Privacy Policy and is never shared with third parties or affiliates for marketing or promotional purposes.
Fair housing
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We do not discriminate on the basis of race, color, religion, sex, disability, familial status, national origin or any other class protected by federal, state or local law.
Photos
Homeowner photos show real clients and are shared with appreciation. The photos of Chris and Kristy are digitally created.
Contact
Christopher Lotte, Realtor® with eXp Realty
545 Metro Place South, Ste 100, Dublin, OH 43017
Call or text 614-983-3277